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Goals 🎯

Goals allow you to define financial objectives and automatically track your progress. Whether it's accumulating Bitcoin, controlling spending, or maintaining a DCA routine, Valt calculates your progress in real time.

What Are Goals

Goals are financial objectives with a defined timeframe that Valt monitors automatically. You define what you want to achieve and the system tracks your transactions to calculate progress.

Available Goal Types

Valt offers different goal types for different objectives:

Progress Goals (Accumulation)

These goals start at 0% and increase as you make progress. Upon reaching 100%, the goal is marked as completed.

Type Description Example
Stack Bitcoin Accumulate a quantity of satoshis "Stack 1 million sats this month"
DCA Make a number of Bitcoin purchases "Make 4 BTC purchases this month"
Fiat Income Reach a fiat currency income target "Earn $10,000 this month"
Bitcoin Income Receive a quantity of satoshis "Receive 500,000 sats in income this month"

Limit Goals (Control)

These goals also start at 0%, but increase as you approach the limit. Upon reaching 100%, the goal is marked as failed.

Type Description Example
Spending Limit Don't exceed a spending amount "Spend at most $3,000 this month"
Reduce Category Limit spending in a specific category "Spend at most $500 on delivery"
HODL Bitcoin Limit Bitcoin sales "Sell at most 100,000 sats"

How Progress Works

Accumulation Goals (Green Bar)

  • Progress starts at 0%
  • Increases as you make related transactions
  • Upon reaching 100%, the goal is automatically marked as Completed
  • The progress bar is green

Example - Stack Bitcoin: 

Goal: Stack 1,000,000 sats
Current progress: 250,000 sats stacked
Progress bar: 25% (green)

Limit Goals (Red Bar)

  • Progress starts at 0% (nothing spent = good)
  • Increases as you spend/sell
  • Upon reaching 100%, the goal is automatically marked as Failed
  • The progress bar is red
  • Spending limit goals can exceed 100%

Example - Spending Limit: 

Goal: Spend at most $2,000
Current progress: $1,000 spent
Progress bar: 50% (red)

Available Periods

Period Description
Monthly Goal valid for a specific month
Yearly Goal valid for an entire year

Creating a Goal

  1. Access the Transactions tab
  2. In the Goals section, click New Goal
  3. Select the period (Monthly or Yearly)
  4. Choose the reference month/year
  5. Select the goal type
  6. Configure the specific parameters for the chosen type
  7. Click Save

Configuration by Type

Stack Bitcoin

  • Target value: Quantity of satoshis you want to accumulate

DCA (Dollar Cost Average)

  • Number of purchases: Number of Bitcoin purchases you want to make

Fiat Income

  • Target value: How much you want to earn
  • Currency: In which currency

Bitcoin Income

  • Target value: Quantity of satoshis you want to receive as income

Spending Limit

  • Limit value: Maximum you can spend
  • Currency: In which currency

Reduce Category

  • Limit value: Maximum you can spend
  • Category: Which category you want to control

HODL Bitcoin

  • Sell limit: Maximum satoshis you can sell (0 = full HODL)

Goal States

A goal can be in three states:

State Description Display
Open Goal still in progress Progress bar
Completed Accumulation goal reached 100% "SUCCESS" badge (green)
Failed Limit goal reached 100% "FAILED" badge (red)

Managing Goals

Editing

  1. Click the desired goal
  2. Click Edit
  3. Modify the parameters
  4. Save

Note

When editing a goal, the calculated progress is preserved and will be recalculated automatically.

Deleting

  1. Click the desired goal
  2. Click Delete
  3. Confirm

Recalculating

If a goal was marked as Completed or Failed, but you want to recalculate:

  1. Right-click the goal
  2. Select Recalculate
  3. The goal returns to "Open" state and progress is recalculated

This is useful when you edit past transactions that affect the goal.

Automatic Calculation

Valt automatically recalculates your goals' progress when:

  • A new transaction is created
  • A transaction is edited
  • A transaction is deleted
  • Exchange rates are updated (for goals involving currency conversion)

Multi-Currency Goals

Fiat Income, Spending Limit, and Reduce Category goals use exchange rate data to convert transactions in different currencies. These goals display an asterisk (*) indicating they depend on price data.

Display

Goals are displayed in the Transactions tab and are organized in the following order:

  1. Open monthly goals
  2. Open yearly goals
  3. Completed goals
  4. Failed goals

The progress bar is animated, smoothly showing the transition when progress changes.

Usage Examples 💡

Accumulation Strategy

Monthly DCA Goal: - Type: DCA - Period: Monthly - Target: 4 purchases - Objective: Ensure you make at least one purchase per week

Yearly Accumulation Goal: - Type: Stack Bitcoin - Period: Yearly - Target: 10,000,000 sats (0.1 BTC) - Objective: Accumulate a significant amount throughout the year

Spending Control

Monthly Budget: - Type: Spending Limit - Period: Monthly - Limit: $5,000 - Objective: Don't exceed your monthly budget

Category Control: - Type: Reduce Category - Period: Monthly - Category: Food > Delivery - Limit: $400 - Objective: Reduce delivery spending

Bitcoin Preservation

Full HODL: - Type: HODL Bitcoin - Period: Yearly - Sell limit: 0 sats - Objective: Don't sell any Bitcoin during the year (any sale will mark the goal as failed)

Partial HODL: - Type: HODL Bitcoin - Period: Monthly - Sell limit: 500,000 sats - Objective: Limit emergency sales

Best Practices ✨

Set Realistic Goals

  • Start with achievable goals
  • Gradually increase as you gain confidence
  • Use goal history to calibrate your expectations

Combine Different Types

  • Use accumulation goals for long-term objectives
  • Use limit goals for day-to-day control
  • Create complementary monthly and yearly goals

Review Periodically

  • At the beginning of each month, create your monthly goals
  • At the beginning of the year, set yearly goals
  • Analyze past goals to learn from your history

Use Categories to Your Advantage

For "Reduce Category" goals: - Create specific categories for spending you want to control - Example: Create "Entertainment > Delivery" to monitor food orders

Next Steps