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Reports 📊

The Reports tab offers graphical visualizations and analysis of your financial data, helping you understand spending patterns and track the evolution of your wealth.

Overview

Valt's reports include:

  • Monthly Totals: Income and expenses month by month
  • Spending by Category: Expense distribution
  • All-Time High: Peak of wealth in Bitcoin
  • Statistics: Metrics and indicators

Monthly Totals 📅

What It Shows

A bar chart with: - Income: Green bars (or positive color) - Expenses: Red bars (or negative color) - Balance: Difference between income and expenses

How to Use

  1. Go to the Reports tab
  2. Select Monthly Totals
  3. Choose the period (current year, last 12 months, custom)
  4. View the chart

Possible Analyses

  • Identify months with above-normal spending
  • See seasonality (e.g., higher expenses in December)
  • Compare evolution over time
  • Check if you're spending more than you earn

Bitcoin View

Valt allows you to toggle the view between: - Fiat currency: Values in dollars/euros - Satoshis: Values converted to Bitcoin

Viewing in satoshis shows the true impact of expenses in Bitcoin terms.

Spending by Category 🥧

What It Shows

A chart showing: - Percentage distribution of expenses - Absolute value per category - Ranking of largest categories

How to Use

  1. In the Reports tab, select Spending by Category
  2. Choose the desired period
  3. View the distribution

Possible Analyses

  • Identify where most of the money goes
  • Discover categories with excessive spending
  • Compare distribution between periods
  • Find savings opportunities

Tips

  • Use subcategories for more detailed analysis
  • Compare different months to see variations
  • Identify categories that grew significantly

All-Time High (ATH) 🏆

What It Is

The All-Time High shows the highest value your wealth has ever reached in Bitcoin terms.

What It Shows

  • ATH value in satoshis
  • Date when it occurred
  • Comparison with current value
  • Wealth evolution chart

Statistics 📈

What It Shows

Metrics calculated on your data:

Metric Description
Median Spending Typical monthly expense (less affected by outliers)
Average Spending Average monthly expense
Wealth Coverage How many months your assets cover
Savings Rate Percentage of income you save

Wealth Coverage

This indicator answers: "If I stopped earning money today, for how many months would my wealth sustain me?"

Calculation: Total Wealth ÷ Median Monthly Expenses

Example: - Wealth: $50,000 - Median expenses: $5,000/month - Coverage: 10 months

After recording more than two years of transactions, Valt can show your personal inflation, with your current expenses from the last 12 months vs. the previous period. Valt will also show these expenses in sats, often demonstrating how fiat currency loses value while bitcoin preserves your purchasing power (unless you're in a sad bear market!).

Export

In development

Report export may be available in future versions.

Usage Tips 💡

Monthly Analysis

Do a monthly review of your reports: 1. Check monthly totals 2. Analyze categories 3. Compare with previous months 4. Identify deviations

Set Goals

Use reports to define and track goals: - Maximum spending goal per category - Savings rate goal - Wealth coverage goal

View in Bitcoin

Observing everything in satoshis gives a different perspective: - Expenses seem larger (opportunity cost) - Motivation to save - Long-term vision

Next Steps