Reports 📊¶
The Reports tab shows a consolidated view of your wealth, BTC stack, income and expense analyses, and market indicators. All values can be viewed in your main fiat currency or under a custom BTC price simulation.
Overview¶
The Reports tab has four main areas:
- Summary — dashboards for Wealth, Your all-time high, Your Stack, Statistics, Indicators, Simulated Prices, Leverage Positions (when data exists), and BTC Loans (when data exists).
- Wealth Overview — line chart of wealth over time.
- Monthly Totals — line chart and detailed month-by-month table.
- By Categories — horizontal bar charts for Expenses and Income, with filters by accounts and categories.
Secure Mode
When Secure Mode is enabled, the Reports tab shows only the message Leave Secure Mode to see the data. No charts, panels, or data are displayed.
Simulate a Custom BTC Price¶
At the top of the Summary section, the BTC Price Simulation bar shows the current BTC price and the simulation controls.
How to use¶
- Click Simulate.
- In the Custom BTC Price modal, enter a price in your main currency.
- Click Simulate again.
- A SIMULATION badge appears. The Wealth, Your Stack, Simulated Prices, Leverage Positions, and BTC Loans panels recalculate with the simulated price.
- Click Reset to return to the live BTC price.
Validation¶
- The price field is required.
- The value must be a valid decimal.
- The value must be non-negative.
- The error messages are Price is required and Price must be non-negative.
What is not affected
The custom price does not change historical data. Your all-time high, Statistics, Indicators, Wealth Overview, Monthly Totals, and By Categories keep using live or historical data.
Relationship with the Simulated Prices panel¶
The Fixed Price Bar is a global override of the live BTC price. The Simulated Prices panel is a separate list of up to 6 scenarios (percentage of the current price or fixed USD price). When the custom price is active, the Simulated Prices panel still shows the configured scenarios, but the baseline price becomes the custom price, not the live price. The configuration is opened by the panel's gear icon, in the Simulated Prices Configuration modal. Each line can be Percentage or Fixed Price, with a minimum percentage of 5%.
Summary Dashboards¶
The Summary section displays up to eight panels. Each panel shows a title, icon, and rows of label-value pairs. The Leverage Positions and BTC Loans panels only appear when you have the corresponding data.
Conditional visibility
The Leverage Positions panel only appears when you have at least one visible leveraged position included in net worth. The BTC Loans panel only appears when you have at least one active BTC-backed loan.
Wealth¶
Title: Wealth
| Label | Value |
|---|---|
| Total (as BTC) | Total wealth represented in BTC |
| Total (as Fiat) | Total wealth in main fiat currency |
| BTC | BTC stack in BTC |
| Fiat | Non-BTC wealth in main fiat currency |
| Total (in USD) | Total wealth in USD (only when main currency is not USD) |
| My Assets | External assets value in main fiat currency |
| BTC Spot % | Percentage of total wealth held as BTC spot |
Tip about the first field
This is your total wealth represented in bitcoin as a unit of account.
Your All-Time High¶
Title: Your all-time high
| Label | Value |
|---|---|
| All-time high | Highest value your wealth has reached |
| Date | Date the all-time high occurred |
| Current difference | Percentage decline from the all-time high |
| Max drawdown | Maximum drawdown percentage, when available |
| Max drawdown date | Date of maximum drawdown, when available |
| BTC price to hit ATH | BTC price needed to reach the all-time high again, when positive |
Your Stack¶
Title: Your Stack
| Label | Value |
|---|---|
| Current stack | Current BTC stack |
| % of total supply | Stack as a percentage of the 21,000,000 BTC supply |
| Global ranking | Estimated maximum number of people who can have the same stack |
| Maximum stack | Largest BTC stack ever recorded, when available |
| Max stack date | Date of maximum stack, when available |
| Decline from max | Percentage decline from maximum stack, when available |
Tip about Global ranking
Maximum number of people who can have the same stack as you.
Statistics¶
Title: Statistics
| Label | Value |
|---|---|
| Median expenses (12mo) | Median monthly expenses over the last 12 months |
| Median expenses (prev 12mo) | Median monthly expenses over the previous 12 months, when available |
| YoY evolution | Year-over-year change in median fiat expenses, when available |
| Median sats (12mo) | Median monthly expenses in satoshis, when available |
| Median sats (prev 12mo) | Previous period median in satoshis, when available |
| Sats YoY evolution | Year-over-year change in median sat-denominated expenses, when available |
| Wealth coverage | How many months the current wealth covers expenses |
Tip about Wealth coverage
How long you can sustain yourself with your current wealth without new income.
The panel has a gear icon that opens the configuration to exclude categories from the median expense calculation.
Indicators¶
Title: Indicators
| Label | Value |
|---|---|
| Mayer Multiple | Mayer Multiple of the BTC market |
| Rainbow Chart | Current zone in the rainbow chart |
| Fear & Greed | Crypto market fear and greed index |
| BTC Dominance | BTC dominance percentage in the crypto market |
Indicators may appear stale if the data has not been updated recently.
Simulated Prices¶
Title: Simulated Prices
Each row shows a configured scenario: the simulated BTC price and the projected total wealth in your main fiat currency. The panel has a gear icon that opens the configuration of up to 6 lines, each one either a Percentage or a Fixed Price.
Leverage Positions¶
Title: Leverage Positions
| Label | Value |
|---|---|
| Leveraged Stack | BTC spot plus effective BTC exposure from leveraged positions |
| Leverage Exposure | Net BTC exposure from leveraged positions (positive for long, negative for short) |
| Leverage % | Percentage of leveraged stack coming from leverage |
| Active Positions | Number of active leveraged positions |
| Current result | Total P&L in main fiat currency |
| Current result (BTC) | Total P&L in BTC |
| BTC price to hit ATH | BTC price needed to reach ATH with the leveraged stack, when available |
BTC Loans¶
Title: BTC Loans
| Label | Value |
|---|---|
| Active loans | Number of active loans |
| Total debt | Total debt in main fiat currency |
| Total debt (BTC) | Total debt in BTC |
| Total borrowed | Total principal borrowed in main fiat currency |
| Avg LTV | Debt-weighted average LTV |
| Avg APR | Debt-weighted average APR |
| Total collateral | Total collateral in BTC |
| Collateral (fiat) | Total collateral in main fiat currency |
| % of stack pledged | Collateral as a percentage of total BTC stack |
| Free BTC | BTC stack not pledged as collateral |
| Loan health | Count of healthy / warning / risk loans |
| Highest LTV | Highest LTV among all loans |
| Closest to liq. | Smallest LTV gap to liquidation |
| Worst-case liq. price | Highest BTC price at which any loan would still be at risk |
| Accrued interest | Total accrued interest in main fiat currency |
| Fees paid | Total fees paid in main fiat currency |
| Avg loan age | Average loan age in days |
| Next repayment | Next repayment date and days until then, when available |
Wealth Overview¶
The Wealth Overview section shows a line chart of wealth over time.
Controls¶
- Period selector: Daily, Weekly, Monthly, or Yearly.
- Max elements: choose between 12, 18, or 24 data points on the chart.
Chart¶
The line chart shows three series:
- Total Wealth — total accumulated value.
- Bitcoin — wealth denominated in BTC.
- Fiat — wealth in main fiat currency.
Assets not included
doesn't include Assets — the chart does not include the value of external assets registered in the Assets tab.
Monthly Totals¶
The Monthly Totals section combines a line chart and a detailed month-by-month table.
Controls¶
- Date selector: choose Year or All.
Line chart¶
Shows fiat and BTC wealth trends over the selected period.
Data table¶
| Column | Description |
|---|---|
| Date | Month/year of the row |
| Bitcoin | Total in BTC |
| % from previous month | Percentage change from previous month (BTC) |
| % from previous year | Percentage change from previous year (BTC) |
| Total wealth | Total wealth in main fiat currency |
| % from previous month | Percentage change from previous month (fiat) |
| % from previous year | Percentage change from previous year (fiat) |
| Total Income | Total income in fiat (including conversions) |
| Total Expenses | Total expenses in fiat (including conversions) |
| Income (Fiat) | Income in fiat |
| Expenses (Fiat) | Expenses in fiat |
| BTC Purchased | BTC purchased in the month |
| BTC Sold | BTC sold in the month |
| BTC Income | Income in BTC |
| BTC Expenses | Expenses in BTC |
Notes
latest totals are calculated based on yesterday amounts
doesn't include Assets
By Categories¶
The By categories section shows two horizontal bar charts: one for Expenses and one for Income.
Controls¶
- Date selector: choose Month, Year, or All.
- Filters: left panel with multi-selection of Accounts and Categories.
- Gear icon: saves the current filter as default or loads the saved default filter.
Charts¶
- Expenses — horizontal bars with the highest expense categories.
- Income — horizontal bars with the highest income categories.
Use the filters to include or exclude accounts and categories, and to focus on specific transaction groups.
Export¶
No report export
The Reports tab does not have an export feature. To export your transaction data, use Export Transactions... from the main menu. You can also export average-price lines from the Average Prices tab.
Usage Tips 💡¶
Monthly review¶
Do a monthly review of your reports:
- Check the Summary panels.
- Analyze the Wealth Overview.
- Look at Monthly Totals and compare with previous months.
- Use By Categories to identify deviations in spending and income.
Use price simulation for planning¶
Test different BTC prices to see how your wealth, stack, and leveraged positions react. This helps plan upside and downside scenarios without changing real data.
View in satoshis¶
Observing everything in satoshis gives a different perspective:
- Expenses seem larger (opportunity cost).
- Motivation to save increases.
- Long-term vision strengthens.
Secure Mode¶
When Secure Mode is enabled, all data on the Reports tab is hidden. Leave Secure Mode to view the charts and panels.
Next Steps¶
- Basic Concepts - Understand Valt's philosophy
- Transactions - Improve data quality
- Categories - Better organize your spending